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This was a huge consideration when deciding if I should sue T-mobile after they permitted my account to be compromised and it lead directly to this paper:

https://scholarlycommons.law.northwestern.edu/njtip/vol16/iss2/2/

You can read what I wrote here:

https://joshuad31.com/cryptocurrency-stolen-between-mid-2016-to-late-2017-put-into-perspective-fe4ce56d441d

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